APR Disclosure. Some states have laws limiting the Annual
Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans
range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and
APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a
state that has no limiting laws or loans from a bank not governed by state laws may
have an even higher APR. The APR is the rate at which your loan accrues interest and
is based upon the amount, cost, and term of your loan, repayment amounts, and timing
of payments. Lenders are legally required to show you the APR and other terms of your
loan before you execute a loan agreement. APR rates are subject to change.
Material Disclosure. The operator of this website is not a lender,
loan broker, or agent for any lender or loan broker. We are an advertising referral
service to qualified participating lenders that may be able to provide amounts
between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans,
and up to $35,000 for personal loans. Not all lenders can provide these amounts and
there is no guarantee that you will be accepted by an independent, participating
lender. This service does not constitute an offer or solicitation for loan products
that are prohibited by any state law. This is not a solicitation for a particular
loan and is not an offer to lend. We do not endorse or charge you for any service or
product. Any compensation received is paid by participating lenders and only for
advertising services provided. This service and offer are void where prohibited. We
do not control and are not responsible for the actions of any lender. We do not have
access to the full terms of your loan, including APR. For details, questions, or
concerns regarding your loan please contact your lender directly. Only your lender
can provide you with information about your specific loan terms, their current rates
and charges, renewal, payments, and the implications for non-payment or skipped
payments. The registration information submitted by you on this website will be
shared with one or more participating lenders. You are under no obligation to use
our service to initiate contact with a lender, register for credit or any loan
product, or accept a loan from a participating lender. Cash transfer times and
repayment terms vary between lenders. Repayment terms may be regulated by state and
local laws. Some faxing may be required. Be sure to review our FAQs for additional
information on issues such as credit and late payment implications. These disclosures
are provided to you for information purposes only and should not be considered legal
advice. Use of this service is subject to this site’s Terms of Use and Privacy
Policy.
Exclusions. Residents of some states may not be eligible for some
or all short-term, small-dollar loans. Residents of Arkansas, New York, New
Hampshire, Vermont, and West Virginia are not eligible to use this website or
service. The states serviced by this website may change from time to time, without
notice.
Credit Implications. The operator of this website does not make any
credit decisions. Independent, participating lenders that you might be connected
with may perform credit checks with credit reporting bureaus or obtain consumer
reports, typically through alternative providers to determine credit worthiness,
credit standing, and/or credit capacity. By submitting your information, you agree
to allow participating lenders to verify your information and check your credit.
Loans provided by independent, participating lenders in our network are designed to
provide cash to you to be repaid within a short amount of time. Short-term loans are
not a solution for long-term debt and credit difficulties. Only borrow an amount that
can be repaid on the date of your next pay period. Consider seeking professional
advice regarding your financial needs, risks, and alternatives to short-term loans.
Late Payments of loans may result in additional fees or collection activities, or
both. Each lender has its own terms and conditions, please review their policies for
further information. Nonpayment of credit could result in collection activities.
Every lender has its own renewal policy, which may differ from lender to lender.
Please review your lender’s renewal policy.
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